Storm Damage Claims
Claims resulting from damage caused by severe weather events such as hurricanes, tornadoes, hailstorms, and windstorms. This can include structural damage, roof leaks, and damage to windows and doors.
Water Damage Claims
Claims related to water damage caused by leaks, burst pipes, plumbing issues, floods, and storms. This can include damage to structures, furnishings, and personal belongings.
Fire Damage Claims
Claims resulting from fires that damage or destroy structures, belongings, and other property. This includes damage from flames, smoke, and water used to extinguish the fire.
Cargo/Inland Marine Claims
Handling freight claims requires time and effort from a shipper. There are specific processes, rules, and regulations that must be followed to ensure freight claims are resolved. A 3PL does not have liability for freight loss or damage; instead, it works as a liaison with carriers and provides communication through the claims process. Shippers benefit from the expertise of our freight claims management when claims are properly filed and processed without any holdups.
Flood Damage Claims
Claims specifically related to flooding, often requiring separate flood insurance policies due to the exclusion of floods from standard property insurance.
Builder’s Risk Claims
Claims for damage to properties under construction or renovation, covering materials, equipment, and structures during the building process.
Roof Damage Claims
Claims specifically related to damage to roofs, which can be caused by storms, hail, or other factors.
Collapse Claims
Claims for structural damage or collapse of a property due to various factors, including age, poor maintenance, or unexpected events.
Don’t be fooled: Public adjusters MUST be licensed!
In Texas and most states, public adjusters are licensed by the state. If someone tells you they are a public adjuster (PA), make them prove it. Sadly, you can’t just take their word for it. Ask for a photo ID and their Texas license number. It wouldn’t hurt to snap a photo of both for your documentation. All TAPIA members are licensed (it’s required for membership). If they’re in TAPIA’s Member Director, you can trust they are licensed. If they haven’t joined TAPIA yet, you can still verify their license status on the Texas Department of Insurance website. (Scroll down until you get to public insurance adjuster.)
Don’t feel shy about getting verification! Real public adjusters will understand your caution and be glad to provide documentation. If you believe someone is practicing Unauthorized Practice of Public Adjusting (UPPA), report it! Also remember, it is illegal for roofers and other contractors to represent you to your insurance company.
Only licensed public adjusters and attorneys can do that.
Don’t be fooled!
For more information, contact TAPIA at TAPIA@mytapia.org or 512-299-6690.